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MEDICAL

LHP/LER will continue to offer medical coverage through Anthem. The chart below provides a brief outline of what is offered. The Annual Deductible limits for In-Network Benefits under the HSA plan have increased. Please refer to the summary plan description for complete plan details.

Note: In the PPO Plan, copays are not applied towards the deductible.

PPO
  Semi-Monthly Rate
Employee $116.23
Employee & Spouse $284.31
Employee & Child(ren) $241.30
Employee & Family $448.97
HDHP/HSA
  Semi-Monthly Rate
Employee $60.74
Employee & Spouse $162.41
Employee & Child(ren) $145.59
Employee & Family $259.03

PPO Plan

Anthem Blue Access 

  In-Network  Out-of-Network
Deductible
(Individual/Family)
$1,000/$3,000 $3,000/$6,000
Maximum Out-of-Pocket (Individual/Family) $3,000/$6,000 $6,000/$12,000
Primary Care Visits $30 50% after Ded
Preventive Care $0 50% after Ded
Specialist Visits $50 50% after Ded
Emergency Room $350 and 20% of balance $350 and 20% of balance
Urgent Care $75 $75
Retail Pharmacy (30 Day Supply)
Generic (Tier 1) $15 50%
Preferred (Tier 2) $40 50%
Non-Preferred (Tier 3) $60 50%
Preferred Specialty (Tier 4)
Mail Order Pharmacy (90 Day Supply)
Generic (Tier 1) $30 N/A
Preferred (Tier 2) $100 N/A
Non-Preferred (Tier 3) $150 N/A
Preferred Specialty (Tier 4) N/A

HDHP/HSA Plan

Anthem Blue Access 

  In-Network  Out-of-Network
Deductible
(Individual/Family)
$3,200/$6,400 $6,000/$12,000
Maximum Out-of-Pocket (Individual/Family) $3,200/$6,400 $6,000/$12,000
Primary Care Visits $0 after Ded 10% after Ded
Preventive Care $0 10% after Ded
Specialist Visits $0 after Ded 10% after Ded
Emergency Room $0 after Ded $0 after Ded
Urgent Care $0 after Ded $0 after Ded
Retail Pharmacy (30 Day Supply)
Generic (Tier 1) $0 after Ded 10% after Ded
Preferred (Tier 2) $0 after Ded 10% after Ded
Non-Preferred (Tier 3) $0 after Ded 10% after Ded
Preferred Specialty (Tier 4) $0 after Ded 10% after Ded
Mail Order Pharmacy (90 Day Supply)
Generic (Tier 1) $0 after Ded n/a
Preferred (Tier 2) $0 after Ded n/a
Non-Preferred (Tier 3) $0 after Ded n/a
Preferred Specialty (Tier 4) $0 after Ded n/a