ELIGIBILITY
Eligible Employees:
You may enroll in the LHP/LER Employee Benefits Program if you are a Full-Time employee working at least 30 Hours per Week. Part-Time employees are eligible for Pet Benefits, EAP and 401K.
Eligible Dependents:
If you are eligible for our benefits, then your dependents are too. In general, eligible dependents include your spouse and children up to age 26. If your child is mentally or physically disabled, coverage may continue beyond age 26 once proof of the ongoing disability is provided. Children may include natural, adopted, stepchildren and children obtained through court-appointed legal guardianship.
When Coverage Begins:
The effective date for your benefits is January 1, 2024. Newly hired employees and dependents will be effective in LHP/LER’s benefits programs the first of the month following 30 days of employment. All elections are in effect for the entire plan year and can only be changed during Open Enrollment unless you experience a family status event.
Family Status Change:
A change in family status is a change in your personal life that may impact your eligibility or dependent’s eligibility for benefits. Examples of some family status changes include:
- Change of legal marital status (i.e., marriage, divorce, death of spouse, legal separation)
- Change in number of dependents (i.e., birth, adoption, death of dependent, ineligibility due to age)
- Change in employment or job status (spouse loses job, part-time to full-time or full-time to part-time, etc.)
If such a change occurs, you must make the changes to your benefits within 30 days of the event date. Documentation may be required to verify your change of status. Failure to request a change of status within 30 days of the event may result in having to wait until the next open enrollment period to make your change. Please contact HR to make these changes.
Coverage Levels:
You have the flexibility to decide who to cover under each benefit plan by electing the coverage level that best meets your needs:
- Employee Only (Coverage for Yourself)
- Employee + Spouse
- Employee + Child(ren)
- Family
- Waive (Decline Coverage)